GSU Health & Dental

Students and their dependents need to have a valid MCP card or other provincial coverage for opt-in.

Domestic graduate students automatically enrolled in the GSC Health and Dental insurance plan starting their first semester.

International students initially enrolled in Foreign Health Insurance (GuardMe), and once they get MCP, they are eligible to Opt-Out from Guard Me. Once they opt out, students are automatically enrolled in GSC (Green Shield Canada) Health and Dental plan.

Students who OPT-IN in the Fall semester will automatically opt in again in the following Winter and Spring semesters. OPT-IN statuses are reset every September, so students need to OPT-IN at least every September.

For Couple and/or Family enrollment, the student has to enroll for 1 year in September; however, if their dependent meets the below-mentioned criteria, GSU can assess the case and OPT-IN in the winter and spring term as well.

Please Note: Students do not need to submit an online opt-in form to register with GSU Health and dental plan (Contact the GSU HD office instead).

The Cashier's office automatically adds new full-time graduate students to the plan (Foreign Health Insurance/GuardMe). Those wishing to opt back in need to do so online.

New full-time domestic graduate students (Including permanent residents) are automatically added to the plan (GSU Health and Dental) by the cashier’s office. Please contact the GSU HD office if charges are applied but the plan remains inactive.

Individuals must have a valid MCP card or other provincial coverage to opt in.

Students who have opted out before and wish to return to the plan in the same academic year need to contact us, and we will instruct them to refer to the GSU website.

International students automatically enroll in the Foreign Health Insurance (Guard Me). Suppose they wish to OPT-IN to our GSU insurance (Green Shield Canada) instead (as it is more comprehensive). In that case, they will need to contact the IO, and we will need to provide them with an exemption (an email confirmation of the exemption will suffice).

A dependent OPT-IN is any GSU full-time graduate student member who wishes to extend coverage to themselves and anyone dependent (spouse or child).

The dependents must also have a valid MCP card or other provincial coverage for opting in.

The coverage must be renewed every fall semester by registering and paying. It does not happen automatically.

Students wishing to add dependent members to the plan in the Winter or Spring term must get permission from the plan administrator to do so and, without extenuating circumstances, must pay the fee for the full year regardless of when they joined.

Note to the student that the student’s insurance is separate from the dependent OPT-IN and that, while they are charged each semester on their student account, the dependent payment must be paid in full.

A dependent OPT-IN is any GSU full-time graduate student member who wishes to extend coverage to themselves and all dependents (spouse, child, etc.).

The dependents must also have a valid MCP card or other provincial coverage to opt in.

The coverage needs to be renewed every fall semester by contacting the H&D office and making payment. It does not happen automatically.

Family OPT-IN is strongly advised to be conducted at the beginning of the academic year (Fall Semester).

Students wishing to add family members to the plan in the Winter or Spring terms must get permission from the plan administrator to do so and, without extenuating circumstances, must pay the fee for the full year regardless of when they joined.

Note to the student that the student’s insurance is separate from the family and that, while they are charged each semester on their student account, the family payment must be paid in total upfront.

Remember to check your preferred package while filling in the opt-in form: Health only, Dental only, or both.

Please keep a copy of your payment receipt as a screenshot or a transaction statement.

All graduate students are required to keep track of their MUN student financial accounts.

You can access your MUN financial account by logging in to the MUN self-service page.

We strongly advise students to check their accounts at least twice a semester, once before the deadline for fee payments and again about 6-7 weeks into a semester, and to report any unexpected charges.

The student is responsible for ensuring all charges are correct and that all procedures are followed appropriately before the deadline. If you have any questions or concerns, please contact our office as soon as possible so we can assist you.

While Opting-IN, fill in all the details carefully, as the student will be solely responsible for any mistakes on the form. Please get in touch with our office if you made any mistake while completing the form.

The plan rate card is attached in the form for the student's convenience.

Once the form is complete, you must pay GSU via online transfer.

The detailed payment process is mentioned on the opt-in form.

Complete the Health and Dental Opt-In form here.